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UNITED MARINE SURVEYORS
Appraisals, Surveying and Consultation. Member Society of Accredited Marine Surveyors Stuart Biesel, SA. |
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Frequently Asked QuestionsQ: Why Survey? A: A Marine Survey is similar to a Real Estate Inspection.
Insurance companies and lenders require a thorough inspection of the dwelling prior to
issuing a policy or granting a loan. Likewise, a comprehensive pre-purchase survey by a
qualified and credentialed professional is essential since no boat is perfect and completely
free of flaws, regardless of the manufacturer.
Q: What is a Pre-Purchase Survey? A: Typically this is the most comprehensive type of survey inspection.
Such a survey includes a non invasive, non destructive visual inspection of the
vessels structural integrity and accessible components with the aid of sounding
and probing of suspect laminates, die penetration of stress cracks (if requested),
moisture meter testing, digital photography, and often digital video documentation.
Q: What are the limitations of a pre-purchase survey? A: A survey is not a guarantee of the boat's current condition or an extended warranty against any breakdown in the future. It is an evaluation of the completed product and not an engineering evaluation of the vessels design, material specs, construction process, investigation into the vessel's history of usage, damage, repairs or rebuilds. As mentioned above, a survey is a process of discovery; however, its scope is limited. It is based on what is possible to reveal without completely dismantling the vessel or otherwise causing structural or significant cosmetic damage. Materials commonly used in the vessel's composite construction (plywood, glues, resins, metals, fasteners, reinforcements and other components) are subject to hidden deterioration and failure from causes that cannot be discovered by the techniques described above. Additionally, much of the vessels structure, (bulkheads, liners, stringers, frames, soles, wiring and plumbing, chain plates, etc.) as well as mechanical and electrical equipment is often encased by the manufacturer for safety, functional or cosmetic reasons. Therefore, the surveyor can prove the existence of defects, but cannot guarantee the absence thereof. Q: What is an Insurance Survey? A: Especially on older boats, such an inspection is commissioned so that the insurance underwriter can determine whether the vessel constitutes an acceptable risk. Their primary concerns are structural integrity, safety for it's intended use, and fair market value. Q: When do I need a Marine Appraisal Report? A: A Marine Appraisal Report required to obtain financing, determine the selling price, estate settlements and donations. Q: Can the Surveyor be retained as a Purchasing Agent? A: As indicated above, the surveyor's role is to render a professional and objective evaluation of the vessels current condition and market value. The surveyor does not make the purchasing decision for the client. He or she can, however, offer perspective on the deficiencies at hand and as they relate to other vessels in it's price range, outline the possible consequences in his report and suggest qualified repair specialists. Q: How should I prepare for a Marine Survey? A: Adequate preparation of the vessel prior to survey saves time and additional expense. It should be clean and free of clutter, with all ships papers readily available and in proper order. Lockers, lazarettes, cabin areas, etc., should be cleared of any items not part of the sale. All cabinet's, drawers and storage compartments should be free of non-essential gear as well. If a below waterline inspection is requested, haul-out should take place in advance and all marine growth should be removed via power-washing. This will provide the surveyor with the best possible conditions to adequately inspect propellers, trim-tabs, p-brackets, rudders, thru-hulls, transducers, galvanic isolators, look for osmotic blistering, and to completely sound out the hull. Additionally, if a sea trial is requested, arrangements should also be made prior to the surveyor's arrival.
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Copyright © 2006-2009 United Marine Surveyors, Inc.
Last Update: 10-13-2009